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Auto Dealership Insurance

Auto dealerships are increasingly complex places. People purchase vehicles, test vehicles, perform maintenance, get car washes, and do other activities. The increased complexities of owning a dealership mean more risks, including some that are unique to auto dealers. Ralph Wilson Agency is passionate about supporting auto dealers and dealer groups with their complete risk management needs.

Combining our Detroit-based automotive expertise with access to multiple insurance carriers, Ralph Wilson Agency can help your dealership manage risk effectively. Dealers should consider comprehensive risk management solutions for all of their dealership activities.

  • Facilities: Protect people and your property
  • Test Drives: Keep employees, customers, and vehicles safe during the sales process
  • Auto Maintenance: Manage risks associated with getting vehicles back on the road
  • Auto Body Services: We understand how to ensure paint facilities and other high-risk activities associated with collision repair  
  • Car Washes: Keep risk at bay in one of the dealerships’ newest features

We have developed insurance programs with the Detroit Auto Dealers Association and specific coverage for auto service providers.

Auto Dealer Risk Management

  • Property Insurance
  • General Liability
  • Garage Keeper’s Legal Liability
  • Workers Compensation
  • Cyber Insurance  
  • Crime
  • Commercial Auto Insurance
  • Warranty Solutions
  • Open Lot Physical Damage Inventory Coverage
  • Employment Practices Liability
  • Commercial Umbrellas
  • Pollution Coverage
  • Cyber and Social Insurance
  • Custom Coverage
Person working on a vehicle

Keep Your Employees Satisfied

Ralph Wilson Agency offers health insurance, dental, vision, group life insurance, and other benefits to support employee wellness and service. See how we can support your dealership by finding the right policy package to recruit and retain sought-after talent.

Explore Benefits

Keep Your Employees Satisfied

Ralph Wilson Agency offers health insurance, dental, vision, group life insurance, and other benefits to support employee wellness and service. See how we can support your dealership by finding the right policy package to recruit and retain sought-after talent.

Explore Benefits